Our full team of licensed agents shops 15+ top-rated carriers to find you the best coverage at the best price. Home, auto, boat, motorcycle, life — all under one roof with dedicated professionals who put your security first.
From your home to your boat, we protect everything that matters to you across Florida and Georgia.
Full homeowners coverage with 15+ carrier options
Competitive rates with bundling discounts
Watercraft protection for FL & GA waters
Specialized powersports coverage
Term & whole life protection for your family
Off-road & recreational vehicle coverage
Affordable protection for your belongings
Investment property coverage
Essential flood protection for FL & GA
Save up to 25% when you bundle
We shop the market so you don't have to — 15+ carriers competing for your business
























When you work with Tom Paterson Insurance, you're not getting a single agent — you're getting an entire team of licensed professionals across two offices, all focused on finding you the best coverage at the best price.
Recognized as a Best in Company Agent
With over 15 years serving families and businesses across Florida and Georgia, I've built my agency on one simple principle: find the best coverage at the best price, every time.
Our team of licensed agents works with 15+ top-rated carriers — not just one company — which means we can truly shop the market on your behalf. Whether you're protecting your home from hurricane season, insuring your boat on the Gulf, or bundling your auto and home for maximum savings, our full team is here to make it simple, fast, and personal.
"I've had an excellent experience with this company for both auto and home insurance. Bundling my policies was simple, the rates were competitive, and the coverage options were clearly explained. Customer service has been outstanding—friendly, responsive, and always helpful."
"Summer Sleep is my new agent and is outstanding at her job. She assisted me in several ways and when I had questions she answered my phone call and returned calls as she said she would. I am so grateful to Summer."
"We appreciate the quick service when required, always has an answer, and continues to provide lower prices and support."
"I got immediate attention, all of my questions were answered and I was very happy with Cecil who is my new agent! Their office is so nice as are all of the staff!"
"Tom Patterson and his team have always been great to work with."
Security first. Our full team of licensed agents will review your current coverage, shop our 15+ carriers, and present you with the best options — no obligation, no pressure. Just honest advice from professionals who've been doing this for 15 years.
Are you a real estate agent, mortgage broker, auto dealer, or marine dealer? We'd love to partner with you. Send your clients our way for insurance — we'll take great care of them and keep you in the loop every step of the way.
Fast quotes for your buyers so closings stay on track.
Proof of insurance delivered fast — we know your deadlines.
Same-day coverage for your customers' new purchases.
Serving all of Florida and Georgia from our Tallahassee and Jacksonville offices.